WASHINGTON TWP., N.J. (WPVI) — Police are warning residents about what they describe as an unusually bold scam targeting a senior citizen, in which a caller impersonating TD Bank not only spoofed the bank’s number but also sent someone to the victim’s home to collect cash.

Police say the victim received a call Friday that appeared to come from TD Bank, where she has an account. The caller claimed they could help her obtain more money, but only if she first provided funds.

“She would have to provide them with the money, and they would promise her money back in exchange,” Washington Township Police Chief Patrick Gurcsik said. “She went to TD Bank. They kept her on the phone while she made a withdrawal. And once she got home, a courier actually came to her house and picked up the money.”

Later that day, the woman realized she had been scammed and notified the police.

Nationwide data from the FBI shows that reports of elder fraud in 2024 increased 46% from the previous year, with an average reported loss of $83,000.

At the Washington Township senior center, residents say they constantly try to stay aware of evolving schemes.

“If you’re not really thinking or if you’re not too sure, it is scary. It could happen,” said Sharon Brendlinger, who adds she was nearly scammed by someone claiming to be from her electric company.

Police say they plan to hold a seminar at the township senior center alongside the FBI on April 9 at 11 a.m.

“We’ll discuss with them what the current trends are in fraud that target senior citizens,” Gurcsik said.

According to the TD Bank website, the company advises customers to never trust unsolicited phone calls. If someone claims to be calling from the bank, customers should get the person’s name, hang up, and then contact the bank directly.

Police say the woman in this case was able to recover her money after reporting the incident to the bank.

Anyone with information is asked to contact Washington Township police.

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